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10328 CELTIC ASH DRIVE
Ruskin, FL 33573
1 day ago NEW · Active
$315,000
$163 / Sqft
4
Beds
2
Baths
1,938
Sqft
0.29
Acres
2008
Yr. Built
MLS# TB8558368
Cumulative Days on Market: 59 · Includes prior listings · Currently listed since 10/18/26 · Data provided by the MLS.

Property Description

Virtually Staged. USDA GOVERNMENT-BACKED LOAN OPPORTUNITY! QUALIFIED BUYERS MAY BE ABLE TO PURCHASE WITH ZERO DOWN PAYMENT! You don't have to be a first-time homebuyer to take advantage of this financing option!

Virtually Staged. Welcome to 10328 Celtic Ash Drive in the desirable Belmont community of Ruskin! Situated on an oversized premium homesite with beautiful pond views, this 4-bedroom, 2-bathroom home offers approximately 1, 938 square feet of living space, a 2-car garage, and an opportunity to create something truly special.

Inside, you'll find an open-concept floor plan with abundant natural light and a split-bedroom layout that provides privacy for the primary suite. The spacious living and dining areas flow together, while the kitchen features a breakfast bar, a full appliance package, ample cabinetry, and a pantry. Three additional bedrooms provide flexibility for guests, a home office, or whatever suits your needs.

Step outside to the covered patio and enjoy peaceful pond views overlooking your expansive backyard. With over a quarter of an acre, there's plenty of room to relax, entertain, garden, or create your own outdoor retreat.

This home is a diamond in the rough, offering an opportunity for buyers who recognize the value of a great location, a generous lot, and a functional floor plan. The property needs TLC and updating, but for someone willing to put in a little work, it's a chance to make a home truly their own without paying a premium for someone else's design choices.

Belmont residents enjoy resort-style community amenities, including a clubhouse, two swimming pools, basketball and tennis courts, a playground, dog park, and scenic walking trails. Conveniently located near I-75, US-301, shopping, restaurants, schools, and hospitals, with access to Tampa, Sarasota, MacDill Air Force Base, and Gulf Coast beaches.

Whether you're looking for an opportunity to enter the housing market at an attractive price point or a property you can transform to fit your vision, this home deserves a closer look. Schedule your private showing today! If you have questions about USDA financing call today!

Property Highlights

Property Type
Residential
Property Sub Type
Single Family Residence
Architectural Style
Ranch
Bedrooms
4
Total Bathrooms
2
Living Area
1,938 Sqft
Price / Sqft
$163
Acres
0.29
Year Built
2008
Cumulative Days on Market
59

Location

Area
33573 - Sun City Center / Ruskin
City/Township
RUSKIN
Direction Faces
South
Water View
Yes
Waterfront
Yes
View
Water
Subdivision
BELMONT PH 1A
County
Hillsborough
Zoning
PD

Lake/Waterfront Information

Waterfront Features
Pond
Water View
Yes

Property Details

Price
$315,000
Property Type
Residential
Property Sub Type
Single Family Residence
Flood Zone Code
X

Building

Levels
One
Stories
1
Total Area
2,388 Sqft

Community

Community Features
Deed Restrictions, Dog Park, Park, Playground, Tennis Court(s), Street Lights

Local Schools

Elementary School
Belmont Elementary School
Middle School
Eisenhower-HB
High School
Sumner High School

Interior Features

Bedrooms and Bathrooms

Total Bathrooms
2
Full Bathrooms
2
Bedrooms
4

Area and Spaces

Living Area
1,938 Sqft

Appliances

Appliances
Dishwasher, Disposal, Dryer, Microwave, Refrigerator

Interior Features

Interior Features
Eat-in Kitchen, High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Walk-In Closet(s)
Flooring
Ceramic Tile, Laminate
Laundry Features
Inside
Window Features
Blinds
Furnished
Unfurnished

Heating and Cooling

Heating Features
Central

Building Details

Construction

Architectural Style
Ranch
Year Built
2008
Foundations
Slab

Materials

Construction Materials
Block
Roof
Shingle

Terms

Terms

Ownership
Fee Simple

Rental Terms

Pets Allowed
Cats OK, Dogs OK, Yes

Terms

Special Conditions
None
Special Terms
Cash, Conventional, FHA, VA Loan
Cumulative Days on Market
59

Taxes

Tax

Tax (Annual)
$4,681.66

HOA

Has HOA
Yes
Association Fee
$13.17 /mo
Association Ammenities
Basketball Court, Park, Pool, Recreation Facilities, Tennis Court(s), Trail(s)
Association Fee Includes
Pool, Recreational Facilities

Heating, Cooling & Utilities

Cooling Features
Central Air

Utilities

Utilities
BB/HS Internet Available, Cable Available, Electricity Connected, Natural Gas Connected, Public, Sewer Connected, Underground Utilities, Water Connected
Sewer
Public Sewer
Water Source
Public

Lot

Acres
0.29
Lot Size Area Sq Ft
12,778
Lot Dimensions
103.05x124
Road Surface
Paved

Exterior Features

Exterior Features
Private Mailbox, Sidewalk, Sprinkler Metered

Parking

Parking Features
Driveway, Garage Door Opener
Listed by Keller Williams Tampa Properties, 813-264-7754
Listing Data last updated 10/20/2026 12:40 am
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Property History

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Property information last updated
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Status Active. This is the most recent date the listing was placed on market.
Cumulative Days on Market: 59 days (includes prior listings) · Currently listed since October 18, 2026. Data provided by the MLS.

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