Property Details

Start of property details

Share this property:
2220 SPANISH DRIVE, Unit 14
Clearwater, FL 33763
FOR
SALE
$234,000
Active
2
Beds
2
Baths
1994
Yr. Built
MLS# TB8468365
Cumulative Days on Market: 195 (since January 25th, 2026) Data provided by the MLS.

Property Description

55+ COMMUNITY. Welcome to easy Florida living in the highly sought-after On Top of the World community, located in the Queen Victoria building. This first-floor condo offers the perfect blend of comfort, convenience, and lifestyle set next to Harbor Lake with partial water views right from your front door.

Inside, the unit opens directly into the main living area featuring laminate flooring and an open, functional layout. The living room flows seamlessly into the kitchen, creating a welcoming space for everyday living and entertaining. The kitchen is finished with ceramic tile flooring, Corian countertops, and connects effortlessly to the dining area, which also features ceramic tile for durability and easy maintenance.

The primary bedroom continues the laminate flooring and includes an en-suite bath with dual sink vanities, offering both comfort and convenience. Additional highlights include a 2025 water heater, in-unit washer and dryer (2025), and a benefit of two outdoor spaces—a front patio plus a rear open deck, ideal for enjoying fresh air and peaceful surroundings.

Located within On Top of the World, residents enjoy a resort-style, 55+ lifestyle with access to world-class amenities including multiple golf courses, swimming pools, fitness centers, clubs, social activities, walking paths—all just a short distance away from Clearwater beaches, shopping, and dining

Financing note: If financing, a 35% down payment is required.

This is a fantastic opportunity to enjoy low-maintenance living in one of Clearwater’s most established and amenity-rich communities.

Ask a Local Expert

Property Highlights

Property Type
Residential
Property Sub Type
Condominium
Bedrooms
2
Total Bathrooms
2
Living Area
1,400
Year Built
1994
Condition
Completed
Cumulative Days On Market
195

Location

Area
33763 - Clearwater
City/Township
Clearwater
County
Pinellas
Direction Faces
Southwest
Subdivision
ON TOP OF THE WORLD

Lake/Waterfront Information

Water Body Name
HARBOR LAKE

Property Details

Condition
Completed
Price
$234,000
Property Sub Type
Condominium
Property Type
Residential

Building

Levels
One
Stories
3
Total Area
1,400

Community

Community Features
Association Recreation - Lease, Buyer Approval Required, Community Mailbox, Dog Park, Fitness Center, Gated Community - Guard, Golf, Irrigation-Reclaimed Water, Park, Pool, Sidewalks
Senior Community
Yes

Interior Features

Bedrooms and Bathrooms

Bedrooms
2
Full Bathrooms
2
Total Bathrooms
2

Appliances

Appliances
Dishwasher, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Washer

Interior Features

Flooring
Ceramic Tile, Laminate
Furnished
Unfurnished
Interior Features
Ceiling Fans(s), Living Room/Dining Room Combo, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Thermostat
Laundry Features
Electric Dryer Hookup, Inside, Washer Hookup

Heating and Cooling

Heating Features
Central, Electric

Building Details

Construction

Foundations
Slab
Year Built
1994

Materials

Construction Materials
Block, Concrete, Frame
Roof
Shingle

Terms

Rental Terms

Pets Allowed
Cats OK, Dogs OK, Yes

Terms

Cumulative Days On Market
195
Ownership
Leasehold
Special Conditions
None
Special Terms
Cash, Conventional

Taxes

HOA

Association Fee Includes
Cable TV, Internet, Maintenance Structure, Maintenance Grounds, Maintenance, Management, Pest Control, Pool, Private Road, Recreational Facilities, Security, Sewer, Trash, Water

Tax

Tax (Annual)
$934

Heating, Cooling & Utilities

Cooling Features
Central Air

Utilities

Sewer
Public Sewer
Utilities
Cable Connected, Electricity Connected, Public, Sewer Connected
Water Source
Public

Lot

Lot Features
Landscaped, Level, Street Dead-End, Paved

Exterior Features

Exterior Features
None
Patio And Porch Features
Deck, Patio

Parking

Parking Features
Assigned, Guest
Listed by Keller Williams Realty- Palm H, 727-772-0772.
Listing Data last updated 02/05/2026 06:40 pm
Get a Link to this Property: Copy To Clipboard
QR Code link to this property

Phone:
Connect with:

Payment Calculator

per month. fixed. % interest.
$
%
$
%
Principal & Interest
+ Home Insurance
+ Property Tax
+ HOA Fees
per month
Total interest paid over s will be:
All estimates and provided for informational purposes only. Actual amounts may vary. The output of the tool is not a loan offer or solicitation, nor is it financial or legal advice. Information, rates, programs and loan scenarios shown are for example only as of 5-Feb-2026 and are subject to change without notice. All products are subject to credit and property approval. Not all products are available in all states or for all loan amounts. Other restrictions and limitations apply. Contact your preferred lender for the pricing associated with your specific transaction. Calculations are generated by Open Source mortgage calculation software tools using common mathematical formulas. All calculations should be independently verified.
Get Walk Score Content

Property History

Today
Property information last updated
11 days ago
Status Active. This is the date the listing was placed on market.
Cumulative Days on Market: 195 (since January 25th, 2026) Data provided by the MLS.

Similar Properties

Listings courtesy of Stellar MLS as distributed by MLS GRID. IDX information is provided exclusively for consumers' personal non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by MLS GRID. Based on information submitted to the MLS GRID as of 02/05/2026 06:40 pm. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Properties displayed may be listed or sold by various participants in the MLS.

Listing Data last updated: 02/05/2026 06:40 pm
Equal Housing Opportunity
Service by Buying Buddy® IDX CRM
Copyright © 2003 - 2026 Buying Buddy. All rights reserved.

Recent Posts